Brad Caldwell+FollowMortgage Rates Drop: Is It Time to Buy?Thinking about buying a home or refinancing? Here’s a coffee break scoop: mortgage rates have dipped below 6% for the first time in ages, thanks to the Fed’s recent moves. That means your monthly payment could be a lot less scary than last year. If you locked in a high rate before, it might be worth checking if a refi could save you some serious cash. Even a tiny rate difference adds up over 30 years! #RealEstate #mortgage #interestrates00Share
Aaron Ballard+FollowMortgage Rates: Is Now the Time to Refi?Thinking about buying a home or refinancing? Mortgage rates just dipped again, landing near their lowest point of 2025—but don’t expect a huge drop. It’s more like a slow leak than a price crash. If you locked in a high rate last year, now might be your chance to shave some dollars off your monthly payment. But if you’re holding out for those ultra-low pandemic rates, you might be waiting a while. Shop around, compare quotes, and see if the math works for you! #RealEstate #mortgage #refinance00Share
Brad Caldwell+FollowShould You Lock Your Mortgage Rate Now?Thinking about buying a home? Here’s the scoop: mortgage rates are still bouncing around, but locking in your rate now could save you thousands. If you wait for rates to drop, you might get burned if they jump instead. A rate lock means your payment won’t change, even if the market goes wild. Just remember, if rates drop after you lock, you might miss out unless your lender lets you renegotiate. The real hack? Prep your credit, save for a bigger down payment, and don’t stress about timing the market perfectly. #RealEstate #mortgage #homebuying00Share
Aaron Ballard+FollowWhy Your Mortgage Rate Isn’t Dropping YetThought the Fed’s rate cut would make home loans cheaper? Not so fast. Mortgage rates are actually up, leaving buyers frustrated and some even backing out of deals. Here’s the twist: mortgage rates follow the bond market, not the Fed’s headline moves. So even if the Fed tries to help, if investors worry about inflation, your monthly payment could still climb. If you’re house hunting, double-check those rates before signing anything! #RealEstate #mortgage #homebuying00Share
Shelly Powell+FollowMortgage Price War: Should You Jump In?Grab your coffee—here’s the scoop: mortgage rates are finally dropping, and banks are fighting for your business with deals that could soon hit 3%. After years of high payments, buyers and homeowners are seeing real savings. But here’s the catch: the best rates are for those with big down payments or lots of equity. If you’re thinking of refinancing or buying, now’s the time to shop around—just don’t get dazzled by the headline number. Read the fine print and act fast if you spot a deal that fits your budget! #RealEstate #mortgage #personalfinance00Share
