Willie Morales+FollowHow to Make Your Money Work Harder in 2026Thinking about getting your money to do more for you in 2026? Experts say investing is about to get even easier, with apps letting you start with just a pound and ready-made options for newbies. AI will be your new money buddy, but don’t trust it blindly—always double-check advice. And soon, you’ll be able to see all your pensions in one dashboard, so no more lost retirement cash. Start small, stay curious, and let tech do the heavy lifting! #Business #MakeMoney #PersonalFinance10Share
Evan Knight+FollowWould You Really Do a 100-Month Car Loan?100-month car loans are popping up, promising super low monthly payments. But experts say it’s a financial trap: you’ll pay way more in interest, risk owing more than your car’s worth, and be stuck with payments for almost a decade. If you’re eyeing that dream car, maybe think smaller or save up a bigger down payment instead of locking yourself into 8+ years of debt! #Cars #CarLoans #PersonalFinance00Share
nkent+FollowIs America’s Debt Eating Your Savings?Here’s a coffee break reality check: America’s $38 trillion debt isn’t just a government headache—it’s starting to hit home for anyone with a mortgage, a 401(k), or even a savings account. JPMorgan says we’re “going broke slowly,” meaning rising interest costs could quietly shrink your nest egg over time. Want to protect your money? Diversify your investments, consider some global options, and don’t sleep on hard assets like gold. Waiting for a crisis headline might be too late—think defense now, not later. #Business #MakeMoney #PersonalFinance00Share
Ernest Harris+FollowIs That Inflation Dip Real? Here’s the ScoopSo, the latest inflation report says prices barely budged in November, but here’s the catch: the government had to guess at housing costs because of a shutdown. That means rent and shelter were basically marked as ‘free’ for the month—yeah, right! This could make things look rosier than they are, and might mess with interest rates or your next rent hike. Keep an eye out for the next report to see if this ‘good news’ sticks. #Business #inflation #personalfinance11Share
James Cook+FollowIs Debt the New Normal? Here’s How to CopeEver feel like your paycheck disappears before you even see it? You’re not alone—Americans now owe a record $18.6 trillion, with the average person carrying over $104,000 in debt. It’s not just mortgages—credit cards and car loans are eating up more of our budgets, thanks to high interest rates. The real kicker? Many are using credit just to cover basics, not splurges. If you’re feeling squeezed, focus on paying down high-interest balances first and look for ways to boost your income. Every little bit helps break the cycle! #Business #MakeMoney #PersonalFinance00Share
Shelly Powell+FollowMortgage Price War: Should You Jump In?Grab your coffee—here’s the scoop: mortgage rates are finally dropping, and banks are fighting for your business with deals that could soon hit 3%. After years of high payments, buyers and homeowners are seeing real savings. But here’s the catch: the best rates are for those with big down payments or lots of equity. If you’re thinking of refinancing or buying, now’s the time to shop around—just don’t get dazzled by the headline number. Read the fine print and act fast if you spot a deal that fits your budget! #RealEstate #mortgage #personalfinance00Share
laura54+FollowWhy Saying 'No' Can Make You RichDave Ramsey just dropped a truth bomb: most Americans are richer than they think, but all that comfort can make us lazy with money. He says if you make $34K, you’re in the world’s top 1%—but that doesn’t mean you’re good with cash. The real money hack? Stop buying stuff you can’t afford. Saying 'no' to impulse buys is the simplest way to get ahead, even if it’s not always fun. #Business #MoneyHacks #PersonalFinance20Share
Ashlee Thomas+FollowWould You Take $1M Now or $1K a Week?Imagine winning the lottery at 20 and having to pick: $1 million upfront or $1,000 a week for life. Brenda went for the weekly cash, saying it felt safer. But Binance’s founder and a bunch of finance pros are roasting her, saying she gave up a shot at generational wealth. If she’d invested that lump sum, it could’ve grown way bigger. But is guaranteed income really that bad? Would you have chosen differently? #News #LotteryWin #PersonalFinance10Share
Savannah Smith+FollowDave Ramsey’s Savage Car Advice 🚲Did anyone else catch Dave Ramsey telling a caller to take the bus instead of buying a car? He literally said he’d ride a bike before ever getting a car payment again! The debate is wild—some fans think he’s out of touch, while others swear by his no-debt mantra. Is Ramsey being realistic, or just dramatic? The fandom is split! #Entertainment #DaveRamsey #PersonalFinance10Share
Diane Carter+FollowWhy some experts say skip building creditTurns out, you don’t actually need a credit score to buy a car or even a house. On a recent episode of The Ramsey Show, a Mississippi mom asked how her 17-year-old should start building credit. The hosts surprised her by saying it’s totally possible—and maybe even smarter—to avoid credit cards and debt altogether. They explained how you can rent, buy a car with cash, and even get a mortgage through something called manual underwriting, all without a credit score. This flips everything we’ve been told about money. Would you ever ditch your credit score? #Business #MakeMoney #PersonalFinance00Share
