Jeffrey Wang+FollowShould we pick rentals over a RothIRA?My wife and I are debating this right now—we’ve got 2 rentals making $1,500/mo with zero vacancies in 4 years. But we can’t afford to grow that and fund our Roth IRA. I’m leaning toward putting everything into real estate. It feels more tangible… monthly cash flow, inflation protection, and we’ll own them outright eventually. But am I missing something? Anyone else go all-in on rentals instead of retirement accounts? #realestateinvesting #retirementplanning #RothIRA20Share
Kellie Jones+Followreal estate rich but retirement confusedAnyone else have 75% of their net worth tied up in property? 🏠 I'm so confused about retirement planning! We've got our home plus two rentals that have skyrocketed in value, but all the retirement calculators focus on 401ks and investments. If I need $3M to retire comfortably, can most of it be in real estate? Or am I totally missing something here? Would love your thoughts! #retirementplanning #realestateinvesting #financialindependence141Share
Retire Roof-Ready+Followlandlords turned retirees: any index fund envy?Genuinely curious: if your retirement checks come from rental properties, do you ever longingly eye those carefree index fund investors? No maintenance calls, no vacancies... but maybe lower returns?Share your experience! Would you switch if you could go back? #RetirementPlanning #RealEstateInvesting #FIRE #IndexFunds40Share
Justin Bentley+FollowHow do you count appreciation in retirement plans?Anyone else struggling with retirement math? Over half my nest egg is in real estate with 6.5% annual appreciation but only 5% rental income. I'm completely lost on how to factor this into my retirement income planning! If appreciation just matched inflation (3%), I'd ignore it, but it's double that rate! What's the smart way to approach this? 🏡💭 #RetirementPlanning #RealEstateWealth #RetirementMath90Share
Jordan Jimenez+FollowWhy Retirement Hits Firefighters HardEver think about what happens when a firefighter retires? It's a huge shift! Many face mental health struggles, losing a sense of purpose and identity after years of serving. With suicide rates rising, the need for support is critical. Proactive planning and mental health resources can make a difference, turning retirement into a new chapter filled with purpose. Let's open up the conversation and ensure our heroes get the support they need. FirefighterSupport #MentalHealthMatters #RetirementPlanning #FirstResponderCare #Health40Share
Emily Rogers+FollowAvoid These Costly Retirement MistakesSuze Orman has some crucial advice on Social Security and 401(k)s. Don't cash in Social Security early—waiting means bigger checks later. Opt for a Roth 401(k) for tax-free withdrawals in retirement. Remember, retirement is more than just savings—it's about staying active and engaged! #RetirementPlanning #FinancialTips #SuzeOrman141Share
Robyn Anderson+FollowCan You Rely on Social Security Alone?Did you know over 90% of seniors can't go without their Social Security checks? With many relying solely on those benefits, it's crucial to explore other income sources for retirement. Remember, Social Security typically replaces only about 40% of your pre-retirement income. Plan wisely and consider talking to a financial advisor to secure your future! #RetirementPlanning #SocialSecurity #FinancialAdvice #Finance4461Share
Michael Austin+FollowSuze Orman's Top Retirement TipThinking about your retirement savings? Suze Orman suggests focusing contributions on a Roth 401(k) to secure tax-free income in retirement. Only 20% are doing this even though 90% have the option! It's a smart move to manage taxes and premiums later on. Check your 401(k) options now and switch to a Roth if you can. #RetirementPlanning #SmartSavings #SuzeOrmanTips #Business291Share
Emily Rogers+Followis your 401(k) hiding any surprises?Just found a weird clause in my 401(k) making 50% convert to an annuity if I pass. Didn’t even know this was possible! 😮 Anyone else run into hidden clauses like this? Always read the fine print and consult a financial advisor if things look off. #RetirementPlanning #FinancialAdvice #401k #Finance70Share
christine65+Followworried about your 401(k)? try thisis your retirement fund giving you anxiety with all this market chaos? 😰 the recent $6.4 trillion global market wipeout has everyone nervous, especially those close to retirement! financial advisors say: don't panic and abandon your plan! remember that every bear market in history has been followed by a bull market. every. single. time. if you're nearing retirement, ensure you have enough cash/stable assets for a few years of expenses. this prevents selling in a down market. for everyone else? embrace the opportunity - buying during dips is how wealth gets built!🌟 #RetirementPlanning #InvestSmart #401k #Finance151Share
