Kathryn Olsen+FollowRussia’s Bad Loans: Why It Matters for YouHeads up: Russia’s biggest banks are drowning in unpaid loans—over half their loan books are now in trouble. That means businesses and regular folks there are struggling to pay back what they owe, thanks to high interest rates and a shaky economy. If you’ve ever worried about making your own loan payments, imagine that stress multiplied by millions. When banks get squeezed like this, it can ripple out and make borrowing tougher for everyone. #Business #MakeMoney #MoneyTalks140Share
Kathryn Olsen+FollowHow Much Debt Is 'Normal' in 2025?Ever wonder how much debt your neighbors are carrying? The average American owes about $105K in 2025—ouch! Millennials and Gen Xers are especially feeling the squeeze. With prices up and paychecks stretched, more folks are eyeing debt relief programs. But heads up: these aren’t magic fixes. Read the fine print, weigh the fees, and remember—sometimes a side hustle or a strict budget is the real game-changer. Treat debt relief as a reset, not a free pass! #Business #MakeMoney #DebtRelief10Share
Emily Rogers+FollowEasy Money Habits for a Chill New YearReady to ditch the holiday spending hangover? Here’s a lifehack: before the new year, take a quick look at where your money went (no judgment!). Pick one small win—like setting up auto-savings or canceling a forgotten subscription. The trick isn’t to overhaul your whole budget overnight, but to make tiny, doable tweaks. You’ll feel more in control and less stressed when those January bills hit. It’s like giving your wallet a fresh start—no kale smoothies required! #Business #MakeMoney #MoneyLifehacks10Share
cody79+FollowVietnam’s AI PayLater Card: Credit, No Bank Needed!Heads up, Vietnam! Visa and Circle are rolling out an AI-powered PayLater card that lets you buy now, pay later—even if you don’t have a traditional bank account. This is a game-changer for anyone who’s struggled to get a credit card. The card uses AI to approve you instantly and helps you build credit while shopping worldwide. No more waiting in line at the bank—just tap, swipe, and go! #Business #MakeMoney #VietnamFintech00Share
Joseph Livingston+FollowHoliday Shopping? Don’t Fall for the Credit Card Trap!Kevin O’Leary (yep, the Shark Tank guy) says those crazy Black Friday deals you saw online were powered by AI that knows exactly what you want. But here’s the catch: he warns not to let the holiday hype push you into credit card debt—especially with interest rates sky-high. If you’re tempted by buy-now-pay-later offers, remember: it’s easy to overspend. O’Leary’s money hack? Stick to one card, set a limit, and have a payoff plan before you click ‘buy.’ #Business #MakeMoney #HolidayShopping10Share
Kathryn Olsen+FollowWhy $1M Isn’t Your Retirement Magic NumberForget the $1 million retirement myth—JPMorgan says it’s time to get real. Instead of stressing about hitting seven figures, focus on saving a steady chunk of your income (think 5%) and plan for how you actually live. This shift means your retirement target is personal, not one-size-fits-all. It’s a relief for anyone who feels behind, but it also means knowing your numbers and making saving a habit, even if it’s just a little at a time. #Business #MakeMoney #MoneyLifehacks10Share
Diane Carter+FollowRetirees: Stop Overpaying the Tax Man!Here’s a coffee break tip for anyone thinking about retirement: don’t let taxes eat up your nest egg! Many retirees end up paying more than they should by selling investments at the wrong time or forgetting about those pesky required withdrawals. The real kicker? Even your Social Security can get taxed if you’re not careful. A little planning—like spreading out withdrawals and double-checking deductions—can keep more cash in your pocket for the fun stuff. Don’t let the IRS crash your retirement party! #Business #MakeMoney #RetirementHacks10Share
nkent+FollowAre You Missing Out on Free Money from Your Credit Card?Most of us swipe our credit cards for groceries, gas, or that new gadget, but did you know your card could be quietly saving you hundreds? From price protection (get money back if your new TV goes on sale) to free rental car insurance and even cell phone coverage, these hidden perks are often buried in the fine print. Next time you shop or travel, check your card’s benefits page—you might find some easy cash or coverage you’ve been missing! #Business #MakeMoney #MoneyHacks10Share
Christine Baxter+FollowHow Much Do Most 65-Year-Olds Really Have Saved?Ever wonder how your retirement savings stack up? The typical 65-year-old American has about $200K tucked away—not the $600K+ you might hear about, which is skewed by super-savers. The big shift: Many folks are realizing they’ll need to work a bit longer, cut back on spending, or downsize their homes to make their nest egg last. If you’re behind, don’t stress—catch-up contributions and delaying Social Security can give your savings a boost. Small tweaks now can mean a smoother ride later! #Business #MakeMoney #RetirementReady1121Share
Willie Morales+FollowHow to Escape the Homebuyer Trap in 2024Feeling like buying a home is just a dream? Dave Ramsey says you’re not imagining things—young folks really are getting squeezed out. His advice? Start with $1,000 in savings, ditch the debt, and stop letting lenders and big brands eat your paycheck. It’s all about taking small, real-life steps to get your money back on track. The market’s tough, but with a plan, you can still make that home happen. #Business #MakeMoney #MoneyHacks10Share