James Cook+FollowLaid Off? Don’t Panic About Your MortgageWorried about losing your job and your home? Here’s the scoop: If you get laid off, you can hit pause on your mortgage with forbearance, tweak your payments with loan mods, or tap into emergency aid. The catch? Don’t wait until you miss payments—call your lender ASAP. Pro tip: Build an emergency fund now and know your options before things get rocky. It’s all about staying ahead, not scrambling after. #MoneyHacks #MortgageTips #LayoffLife #Business #MakeMoney60Share
russellolson+FollowCould Renting Finally Count for Mortgages?Big news for anyone dreaming of owning a home: the folks who make the mortgage rules are asking if it's time to shake things up. They're thinking about letting things like regular rent payments help you qualify for a mortgage, which could be a game-changer for first-time buyers, retirees, and the self-employed. If you’ve been paying rent on time, that might soon count as proof you can handle a mortgage. Stay tuned—this could make home-buying way more doable for lots of us! #HomeBuyingHacks #MortgageTips #FirstTimeBuyer24Share
russellolson+FollowCould Mortgages Get Easier Soon?Heard the buzz? The UK’s money watchdog is thinking about shaking up mortgage rules, which could make it easier for first-time buyers, freelancers, and even retirees to get on the property ladder. They’re asking the public for ideas—so if you’ve ever struggled with mortgage hoops, now’s your chance to speak up! The big shift: lenders might get more freedom to offer deals that actually fit real-life work situations, not just the 9-to-5 crowd. Could be a game-changer for anyone with a non-traditional income! #MortgageTips #HomeBuying #MoneyHacks00Share
randerson+FollowWhy Are Fewer People Buying Homes Now?Even though mortgage rates just hit their lowest point since April, fewer folks are applying for home loans. Blame it on economic jitters—people are holding off on big moves like buying a house, even with slightly cheaper borrowing. The real twist? Refinancing is also down, despite the rate drop. So, if you’re house-hunting, you might have less competition right now. Just keep an eye on what the Fed says next—things could shift fast! #HomeBuying #MortgageTips #MoneyMoves521Share
davenportmeghan+FollowInterest Rates: What’s In It For You?Quick coffee break scoop: The Bank of England just kept interest rates steady at 4.25%. So, if you’re on a tracker mortgage, your monthly payments won’t budge for now. Fixed-rate folks? No change until your deal ends. Savers, watch out—banks might nudge down your interest, but some are still offering decent rates if you’re willing to lock in your cash. For credit cards and loans, keep an eye out: lenders might tweak rates soon, so it’s worth checking if you can snag a better deal! #MoneyTalks #MortgageTips #SavingsHacks #RealEstate00Share
Matthew Jackson+FollowCould Cheaper Mortgages Be Coming Soon?Thinking about buying a home but put off by sky-high mortgage rates? You’re not alone! Experts say if inflation keeps cooling off, we could see the Fed finally cut rates, making mortgages more affordable—maybe as soon as 2026. Right now, most folks are waiting for rates to drop below 6% before jumping in. If you’re dreaming of your own place, keep an eye on those rate changes—your window to buy might open up sooner than you think! #HomeBuying #MortgageTips #MoneyMoves #RealEstate41Share
Aaron Ballard+FollowMortgage Rates Dip—Is It Time to Pounce?Heads up, home shoppers: mortgage rates just hit a four-week low, sliding to 6.81%. With the Fed keeping rates steady (despite some political drama), this little dip could be your sign to start house hunting. More homes are popping up for sale, and buyers are feeling more confident—so you might actually have options (and maybe even a price cut) this summer. Just remember, your credit score still matters big time for snagging the best deal! #HomeBuying #MortgageTips #RealEstate00Share
Matthew Jackson+FollowWhy Fewer People Are Picking Interest-Only LoansSpotted: Interest-only mortgages are on the way out! More homeowners are ditching these 'just pay the interest' deals and actually paying off their loans faster. The catch with interest-only is you get lower monthly payments, but eventually you have to cough up the full amount. Now, with fewer people using these loans, it looks like folks are getting savvier about not leaving a big bill for later. If you’re on one, check in with your lender early to avoid surprises! #MoneyHacks #MortgageTips #HomeFinance #RealEstate12Share
Matthew Jackson+FollowShould You Refi Now or Wait?Thinking about refinancing your mortgage? Rates are holding steady, with 30-year refis at 6.81%. That means your monthly payment on a $100k loan is about $653 (before taxes and fees). The catch: experts say rates probably won’t drop much until later this year. So, if you’re hoping to save big, it might pay to wait. In the meantime, work on boosting your credit score and paying down debt to snag the best deal when rates dip! #MortgageTips #Refinance #MoneyHacks #RealEstate00Share
randerson+FollowWill Mortgage Rates Finally Budge This Summer?Thinking about buying a home but waiting for mortgage rates to drop? Here’s the scoop: Experts say rates will likely hover around 7% this summer—unless inflation or jobs take a wild turn. If rates do dip, expect a rush of buyers and bidding wars. If they rise, your monthly payment could jump. Pro tip: Instead of waiting for the perfect rate, focus on negotiating perks like seller credits or rate buydowns. Sometimes, waiting means missing out! #MortgageTips #HomeBuying #MoneyHacks #RealEstate20Share
