Robert Mayo+FollowCramer's Pick: The 'Boring' Stock That PaysIf you want your money to work quietly while you sip coffee in retirement, Jim Cramer says AbbVie is a solid bet. Why? Their blockbuster meds keep raking in cash, and they’re even jumping into the weight-loss drug craze. Sure, the stock has its ups and downs (like your favorite rollercoaster), but AbbVie’s steady dividends and growth make it a comfy ride for the long haul. Just remember: what feels safe for Cramer might not be your cup of tea! #InvestingTips #RetirementReady #Dividends #Business #Market00Share
Robyn Anderson+FollowWho’s Getting That $1,900 Social Security Drop?Heads up if your birthday’s at the end of the month: your Social Security check (about $1,900 for most folks) lands next Wednesday! If you’re retired, on disability, or a survivor, check your bank app for that deposit. The big shift? Direct deposit means most people get paid by breakfast, but paper checks still take a few days. If your money’s late, don’t panic—give it three days, then check your SSA account or call them up. Mark your calendar for July’s payment dates too! #SocialSecurity #MoneyTips #RetirementReady #Business #MakeMoney121102Share
Encore Hustle+Followjust learned how these retirement accounts work 😌I used to avoid anything with “401k” or “IRA” in it—felt too complicated. But it finally clicked. A 401k is offered by your job (and sometimes comes with free money via matching 🙌), while a Roth IRA is something you open on your own. The big difference? Roth = pay taxes now, withdraw tax-free later. Traditional = no taxes now, but pay later when you retire. Also found out about “vesting”—basically, you need to stay with a company for a few years to keep their match. Not financial advice, but this helped me stop feeling overwhelmed. Anyone else learning this stuff a little late? #personalfinance #retirementready #401k #rothira70Share
Christine Baxter+FollowChatGPT Roasted My Retirement PlanEver wondered if your retirement plan is actually on track? I let ChatGPT take a look at mine, and wow—let’s just say my savings goals got a major reality check. Turns out, I should be aiming for way more in my nest egg and mixing up my accounts for tax perks. Plus, ChatGPT called me out for letting my spending creep up with every raise. Time to swap those extra lattes for a fatter 401(k)! #MoneyHacks #RetirementReady #AIBudgeting #Business #MakeMoney00Share
Emily Rogers+FollowWhat Broke Retirees Wish They Knew at 40Ever wonder what retired folks wish they could tell their 40-year-old selves? Turns out, most regrets aren’t about missed vacations—they’re about not saving enough, not learning how money works, and trying too hard to keep up with the Joneses. The big shift? Many thought Social Security would cover it all, but it barely pays the bills. Lesson: Start small, learn the basics, and don’t wait for a wake-up call. Your future self will thank you! #MoneyHacks #RetirementReady #LifeLessons #Finance70Share
Christine Baxter+FollowIs Your Retirement Plan on Track?Quick coffee break reality check: If you’re banking on your house or a future windfall to fund your golden years, you might want to rethink things. Many folks miss out on free money by skipping their employer’s 401(k) match or not maxing out contributions. The big shift? Relying less on home equity and more on diverse, automatic savings. Pro tip: Set up auto-transfers to your savings and pay off debt now, so you’re not scrambling later. Small tweaks today = less stress tomorrow! #MoneyHacks #RetirementReady #SmartSaving #Finance10Share
James Cook+FollowHow Does Your Nest Egg Stack Up?Ever wonder how your retirement savings compare to others? The typical 70-year-old American has a net worth around $367K, but the average is over $1.6 million (thanks, rich folks!). The real shocker? One in five folks over 50 have zero retirement savings. If you’re feeling behind, don’t stress—small moves like trimming your budget, picking up a side gig, or downsizing your home can make a big difference. Time to give your money habits a checkup! #RetirementReady #MoneyHacks #NetWorthCheck #Finance01Share
James Cook+FollowDon’t Let Roth Conversions Sneak Up on YouThinking about moving your 401(k) money into a Roth IRA? Before you hit that transfer button, double-check your tax bracket! If you convert too much at once, you could end up paying way more in taxes than you expected—like filling up your gas tank in a pricey state. Timing is everything: sometimes waiting until you’re in a lower tax bracket (like after you retire) can save you big bucks. Always peek at the long-term, not just this year’s bill! #MoneyHacks #RetirementReady #TaxTips #RothIRA #PersonalFinance #Finance00Share
Diane Carter+FollowHow to Make Your Nest Egg Last LongerEver worry your retirement fund might run out before you do? You’re not alone! With folks living longer, it’s easy to burn through savings if you’re not careful. Watch out for sneaky budget busters like underestimating healthcare costs or ignoring how prices creep up over time. The real money hack? Start planning early, mix up your investments, and don’t splurge too fast. Think of it like stretching your favorite coffee order—make it last! #MoneyHacks #RetirementReady #SmartSpending #PersonalFinance #Finance10Share
Marisa Pope+FollowMarket Swings Got You Sweating? Try These Safe MovesIf the stock market’s wild 1,000-point swings are making you queasy, you’re not alone—especially if you’re close to retirement. The big story: Older investors are ditching risky stocks for safer bets like Treasury bonds, CDs, and high-yield savings accounts. Think of it as swapping a rollercoaster for a lazy river. The real drama? If you’re still all-in on stocks, a sudden crash could seriously mess with your nest egg. Now’s a good time to park some cash in safer spots and sleep easier at night. #MoneyMoves #Investing101 #RetirementReady #MarketVolatility #SafeInvesting #Business60Share
